Balance Transfer Credit Cards
Top reasons to get the Rewards Credit Card
- Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
- Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
- Redeem points instantly at select partners.
Benefits & Features
Fees & Charges
FEES
Redeem Rewards
Borrow Privileges
Benefits & Features
Earn unlimited 10X reward points at select partners
- Earn unlimited 10X reward points at select partners
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Welcome rewards
- Get 1,500 bonus points on your first spend made within 30 days of card issue.
- Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.
Earn bonus reward points
- Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
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Points that never expire
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Fees & Charges
Flexibility Fee and Charges
- Interest Rate3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
- Annual FeeYour annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.
FEES
| Standard fees (fees may change) | Amount |
|---|---|
| Monthly service fee | $0 |
| Online Banking withdrawal | $0 |
| Telephone Banking withdrawal (self service) | $0 |
| Telephone Banking withdrawal (staff assisted) | $2.25 |
| Branch staff assisted withdrawal | $2.25 |
| ATM transactions | N/A |
| Account overdrawn fee | N/A |
| Outward dishonour fee | N/A |
Redeem Rewards
Fuel
- Instant redemption at over 1200 participating oil outlets.
- Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.
In-Store Shopping
- Instant redemption at select partner stores.
- Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.
Air miles
- Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.
Cash back
- Adjust points against your Statement outstanding.
- Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.
Borrow Privileges
Personal Concierge Services
Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.
- Dining PrivilegesUp to 15% savings across participating restaurants.
- Shopping PrivilegesEnjoy savings and offers several stores in your City.
- EMI PrivilegesChoose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.